Advantage and Disadvantage of Credit Card in Hindi | By Ishan
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.
Credit usually costs more than paying cash. Interest and other charges may be added to the purchase price. You may save money, because you can take advantage of sales. Credit can help if you need money for emergencies, such as unemployment, illness, death, or property loss.
What are the advantages of credit card? : The advantages of credit cards. Credit cards are convenient and are safer to carry around than cash. They are widely accepted online, in most stores, and are virtually indispensable for travel.
Disadvantages. Blowing Your Budget -- The biggest disadvantage of credit cards is that they encourage people to spend money that they don't have. High Interest Rates and Increased Debt -- Credit card companies charge you an enormous amount of interest on each balance that you don't pay off at the end of each month.
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Advantage and Disadvantage of Credit Card in Hindi | By Ishan | |
| 752 Likes | 752 Dislikes |
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| Science & Technology | Upload TimePublished on 22 Sep 2018 |
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